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How much does a dog cost per month? Honest numbers for 2026

A dog is the best investment you'll ever make — but it is a real investment. These are the actual costs per month and per year, without sugar-coating.

8 min readUpdated 26 August 2026LuckyPaw
Group of happy dogs on a walk in Wassenaar
In this article

One-off costs: the first year is the most expensive

Before your dog has eaten a single kibble, you've already spent money. Purchase prices vary hugely: a pedigree pup from a good breeder easily costs €900 to €2,500, while a shelter dog usually involves a few hundred euros in adoption fees.

One-off costs in the first year (indication)
Cost itemIndication
Purchase (breeder) or adoption (shelter)€300 – €2,500
Crate, bed, leashes, food and water bowls€150 – €400
Puppy vaccinations and first vet visits€100 – €250
Neutering or spaying (optional)€150 – €450
Puppy course€100 – €200

Indicative amounts; prices differ per region, vet and breeder.

Since November 2021 the Netherlands also has a mandatory identification and registration scheme for dogs (I&R hond): every pup is chipped and registered. A pup from a Dutch breeder is already chipped — you make sure the registration is transferred to your name.

The fixed monthly costs

Recurring costs depend mostly on your dog's size: a big dog eats more, and medication and flea treatments are dosed by weight. The Dutch pet information centre LICG estimates — depending on size — hundreds to over a thousand euros per year in care costs, excluding daycare or walking services.

Monthly costs by size (indication, 2026)
Cost itemSmall dogMedium dogLarge dog
Food€20 – €40€35 – €60€50 – €90
Pet health insurance€10 – €25€15 – €35€20 – €45
Vet reserve (annual shots, dental, unexpected)€15 – €25€20 – €30€25 – €40
Deworming, flea treatment€5 – €10€8 – €15€10 – €20
Toys, chews, poop bags€10 – €20€10 – €25€15 – €30
Total (excluding care services)±€60 – €120±€90 – €165±€120 – €225

Average estimates based on LICG guideline amounts and current Dutch prices. Grooming costs (for long-haired breeds) come on top.

The costs almost everyone forgets: care and walking

The biggest surprise for new owners isn't the food — it's the calendar. If you work at the office, your dog needs exercise and company during the day. And every holiday is a care question. These are realistic items to budget for in advance:

Care costs in practice (LuckyPaw rates, Wassenaar, 2026)
ServiceRateExample per month
Single group walk€16 per walk
Walk plan (1–5× per week)€55 – €265 per month2× per week = €105
Private walk (30 min)from €22
Daycare€24 per day (from €21 with a 10-day pass)1 fixed day a week ≈ €96
Boarding (holidays)€28 per night2-week holiday = €392

Our own rates, everything included (pick-up & drop-off within Wassenaar, photo updates). Rates vary by region and provider.

If you work three days at the office and take two weeks of holiday a year, care easily adds €100 to €250 per month. Not the same every month — but an item to budget for honestly before getting a dog.

All current rates for walks, daycare and boarding are on our pricing page.

See all prices →

Saving smart without short-changing your dog

  • Choose a plan instead of one-off services: a single group walk costs €16, while a plan brings that down to €11.55 per walk.
  • Buy food in bulk and watch for offers — but don't keep switching brands; that's hard on digestion.
  • Learn to clip nails and maintain the coat yourself; grooming visits become maintenance instead of repair.
  • Prevention is the cheapest care: healthy weight, good teeth, an annual check-up. Obesity is one of the most expensive (and most avoidable) health problems in dogs.
  • Compare pet insurance annually — coverage and premiums differ a lot, and switching is usually possible each year.

Frequently asked questions about the cost of a dog

On average around €100 to €250 per month, depending on your dog's size and how much care you need. A small dog without care services can cost around €60–€120 per month; a large dog with weekly daycare heads towards €250 or more.

The first year is the most expensive: on top of the monthly costs you pay the purchase price (€300–€2,500), supplies (€150–€400), vaccinations and possibly a puppy course. Expect €1,000 to €3,500 in total in year one, depending on the breed and your choices.

It depends on your buffer. A single operation easily costs €1,500–€3,000. If you can't absorb that, insurance (±€10–€45 per month) buys peace of mind. If you have solid savings, putting a fixed amount aside monthly is a fine alternative.

In Wassenaar a single group walk with us costs €16; with a plan you pay €55 to €265 per month (from 1× to 5× a week), which works out from €11.55 per walk. Pick-up & drop-off and photo updates are included. Rates differ per region and provider.

Boarding with us costs €28 per night, everything included — so €392 for a two-week holiday. A second dog from the same family gets 20% off, and stays of 7 nights or longer 10% off. Nationally, kennels and home-boarding hosts usually charge somewhere between €20 and €40 per night.

Sources

For this article we used, among others:

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Want to know what care costs for your dog?

All our prices are simply online — no hidden fees, no weekend surcharges. And the meet & greet is always free.

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